Bank account, beware your savings: this is how they screw it up

Culturally, we are accustomed to resorting to “safe” tools to accumulate and keep our savings safe: the bank account has been the norm for nearly all citizens for over a century, regardless of economic conditions, especially in the last few decades. In fact, since the advent of online accounts, management costs have tended to decrease, and many of the modern accounts do not have any “fee” or any form of fixed payment. However, having a bank account can also entail various risks, especially when we interact with “telematic” contexts.

Bank account, beware your savings: this is how they screw it up

In fact, more and more banks are being pushed to make full use of online services, especially for practical reasons: nowadays fewer and fewer “exclusive” transactions are carried out in branches, while operations such as bank transfers, money transfers, bank statements, etc. To compensate, they are often carried out via your smartphone and running your PC.

This has certainly favored the management of one’s finances, but also increased the risk of scams that are always around the corner: scams are in fact more and more difficult and “smart” to detect, to the point where even experienced users are under Theft can suffer from data.

This is done in particular by the technology of phishingthis is the strategy that leads the user himself to allow scammers to know their data, giving the possibility of accessing savings, albeit in an unconscious way: the phishing In fact, it is deception by pretending to be a reliable entity in digital communications, usually using emails, SMS, and messages that look like bank communications, usually containing a message with “alarming” connotations (problems with the account , security-related issues). , and any other “excuse” to trick the user into following the address in the message body), with the sole intention of “paving the way” for malicious individuals.

In fact, these links often lead to websites that look like banks and are willing to accept our data.

In order to defend oneself, it is enough to discard or ignore any form of message and communication that emphasizes the need for control, even if it bears the headlines of actual credit institutions and post offices: in fact, these institutions do not use messages at all back of this kind to highlight problems.


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